American family reviewing grocery, utility and auto costs beside charts showing inflation, corporate profits and household debt

Who Really Paid for Inflation? The Price of Survival

Five years of inflation permanently raised the cost of everyday American life. The evidence shows supply shocks drove much of the surge, while corporate pricing power amplified pressure in some markets.

American parent comparing school supplies and household expenses during the 2026 back-to-school affordability crisis

When School Supplies Require Debt: Back-to-School Survival

America’s 2026 back-to-school season is exposing a widening affordability crisis as families face higher prices, shrinking real spending power and growing reliance on debt. Parents are cutting other expenses, draining savings and financing basic school supplies through credit cards and BNPL services.